> For the complete documentation index, see [llms.txt](https://whats-our-is-yours.gitbook.io/ecosystem/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://whats-our-is-yours.gitbook.io/ecosystem/5.-business-model/the-electronic-money-issuer-emi.md).

# The Electronic Money Issuer - EMI

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> ### **The Electronic Money Issuer - EMI**

We believe in the power of financial empowerment to transform lives and reshape futures. Our commitment to inclusivity and innovation are at the forefront of the digital revolution.

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<summary>◀︎ <mark style="color:blue;">Tap here to expand:</mark> 6 Most Popular Digital Wallet Platform</summary>

**GCach**

G-Xchange, Incorporated (GXI) operates its own e-wallet called "GCash (operated by Globe Fintech Innovations Inc.): GCash was established in 2004 as a product of Globe Telecom, Inc. It is the mobile money service of Globe Telecom's subsidiary, Mynt, which later became a joint venture between Globe Telecom, Ayala Corporation, and Ant Financial (an affiliate company of Alibaba Group). As of May 2023, GCash claims to have 81 million active users and 2.5 million sellers and merchants across the Philippines.

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**PayMaya**

PayMaya (operated by Voyager Innovations Inc.): PayMaya was launched in 2015 by Voyager Innovations, a subsidiary of PLDT, one of the major telecommunications companies in the Philippines. Maya Wallet reached 50 million registered users.

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**Coins.ph**

Coins.ph (rebranded as XRP Solutions Inc.): Coins.ph was founded in 2014 by Silicon Valley-based entrepreneurs Ron Hose and Runar Petursson. It started as a cryptocurrency wallet and later expanded to offer a broader range of financial services. coins.ph is the most established crypto brand in the Philippines and has more than 16 million users.&#x20;

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**GrabPay**

GrabPay (operated by GrabPay Philippines Inc.): GrabPay is a mobile wallet operated by Grab, a Southeast Asian ride-hailing and food delivery company. Grab was founded by Anthony Tan and Tan Hooi Ling in 2012. The company is headquartered in Singapore and serve more than 187 million users in over 330 cities across eight countries.

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**ShopeePay**

ShopeePay Philippines, Incorporated: ShopeePay, the digital wallet of Shopee, a leading e-commerce platform in Southeast Asia, is operated by ShopeePay Philippines, Incorporated. ShopeePay is a mobile wallet launched in 2019 with 72 million users operates in 11 countries Indonesia, Malaysia, Philippines, Singapore, Thailand, Vietnam, Taiwan, Brazil, Chile, Colombia and Mexico.

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**WeChat/AliPay**

WeChat/AliPay Philippines (operated by Tencent Holdings Ltd.): Launched in the Philippines last November 2017 for the first time by AUB, one of the fastest growing universal banks in the country, WeChat/AliPay is a fast, secure, and convenient way to pay for shopping, dining, hotel and airline bookings, and other tourism-related activities of the Chinese, now the second largest inbound tourists in the country with the total number of active WeChat/Alipay mobile users of 711 million. Over 80 million merchants accept WeChat/Alipay as a payment method in their stores and is also available as a payment option for transport in over 700 cities and towns across China, as well as in countries including South Korea, Hong Kong (China SAR), Singapore, Malaysia, the US, Italy, and Australia.

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**For more information, You may contact us at the following: Talk to Us!**

* Community Help Center: [Telegram](https://t.me/+qoLqxcVw2M9hMWM9)
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